Annuities
We believe that retirement should be about freedom, not financial uncertainty. That’s why Fintech's Annuity Solutions are designed to provide you with steady, guaranteed income that lasts for life - no matter how long you live.
An annuity is a financial contract between you and an insurance company that provides a fixed or variable income in return for a lump-sum investment or series of payments. In simple terms, you invest today and receive guaranteed payments later, typically during retirement. It’s one of the most effective ways to turn your savings into a stable income that you cannot outlive.
Whether you’re preparing for retirement or already there, Fintech’s annuity plans help you convert your savings into a predictable, lifelong income stream, ensuring that your financial security continues well into the future.
Why You Need an Annuity
Annuities are ideal for individuals who want long-term financial security and predictable income. Here’s why thousands of retirees choose annuities with Fintech:
- Guaranteed Income for Life: You’ll always have a steady stream of income, no matter how long you live.
- Protection from Market Volatility: Unlike stocks or mutual funds, annuities can provide stable returns regardless of market fluctuations.
- Flexible Payout Options: Choose monthly, quarterly, or annual income depending on your needs.
- Tax-Deferred Growth: Your money grows tax-deferred until you start withdrawing.
- Peace of Mind: Enjoy financial confidence with guaranteed returns and family protection options.
Fintech offers a range of annuity products to fit every financial need and risk appetite.
Benefits of Fintech Annuities
- Guaranteed lifetime income
- Tax-deferred growth during accumulation
- Inflation protection options
- Choice of payout periods (fixed-term or lifetime)
- Joint life benefits for spouse or partner
- Death benefits to protect your family
- 100% transparent fees and documentation
Some Questions Answered
How does an annuity work?
You invest a lump sum or series of payments into an annuity contract. In return, the insurance provider guarantees periodic payments - immediately or in the future - for a fixed period or for life.
Are annuities safe?
Yes. Annuities offered through Fintech are backed by reputable insurance providers and designed to provide stable, predictable income with minimal risk.
Can I lose money in an annuity?
In fixed annuities, your principal is protected. In variable or indexed annuities, returns depend on market performance - but protection options can be added for safety.
What are the tax benefits of annuities?
Earnings grow tax-deferred until you begin withdrawals, allowing your investment to compound faster. Taxes apply only when income is received.
Can I name a beneficiary for my annuity?
Yes. You can designate one or more beneficiaries to receive payments or the remaining value of your annuity after your lifetime.
How long do annuity payments last?
Depending on your plan, payments can last for a fixed number of years or for your entire lifetime - even covering your spouse under a joint-life option.
Can annuities protect against inflation?
Yes. Some annuities offer inflation-adjusted payouts or step-up options to help your income keep pace with rising costs.
How can Fintech help me choose the right annuity?
Our financial advisors assess your risk tolerance, time horizon, and income needs to recommend the ideal annuity product, balancing growth and security.